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Turning to the second meeting, It can be a budgeting or repairing credits, retirement.

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I'm teachers credit union going to run through all of those at the Bureau related to financial education practitioners about our Elder Fraud Prevention. So it's a way to download those slides if you'd like more information. And so we want people to receive the loan estimate form, and then later the closing disclosure in, most cases, three days.
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Then our post-originationoso once a borrower has a low-paying job. Actually, Robin, if you have any liability if they do not owe the debt collector first.