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The next slide is to the Urban report.

We've had that before where the money is going.
I think about it and take over, In fact, 40 percent of credit history, this is very clear. And also some of lending programs that we really have to shop for your virtual assets.
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So if you missed a payment or couldn't.

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Then our post-originationoso once a borrower has a low-paying job. Actually, Robin, if you have any liability if they do not owe the debt collector first.